For Intended Parents
Surrogacy Costs
Comprehensive Financial Breakdown (2025–2026)
Typical Total Investment Range
$120,000 – $175,000+
Includes surrogate compensation, agency fees, legal services, medical expenses, insurance, escrow, and contingency planning.
1. Agency Fees
Agency fees range from $2,500 for pre-match consultation to $26,500 for full white glove service and are charged as the surrogacy process proceeds.
- Preparation of Intended Parent profile
- Recruitment
- Extensive intake process
- Medical reports & clinic review coordination
- Screening and background checks
- Matching
- Case management from start to finish with Founder
- Coordination with clinic and attorneys
- Escrow setup guidance
- Pregnancy support
- Hospital coordination
Fees are disclosed fully during consultation. There are no post-match surprise "administrative" additions.
2. Surrogate Compensation
| First-time surrogate | $45,000 – $60,000 |
| Experienced surrogate | $60,000 – $80,000+ |
| Screening & sign-on bonuses | ~$2,500 |
| Start of medications fee | $1,000 |
| Embryo transfer fee | $1,000 |
| Monthly allowance | $300/mo × ~15 months |
| Maternity clothing | $1,000 |
| Multiples fee (twins, etc.) | $10,000 per additional fetus |
All compensation is held in independent third-party escrow before medical procedures begin.
3. Legal Fees
Typical combined legal cost: $8,000 – $10,000 (may be higher depending on state).
Covers drafting and negotiating the Gestational Carrier Agreement, parentage establishment, pre-birth order preparation, and post-birth filings.
4. IVF & Medical Costs
| Surrogate medical screening | $2,000 – $5,000 |
| Full IVF cycle (if needed) | $15,000 – $30,000+ |
5. Insurance
| Health insurance (if required) | $15,000 – $32,000/year |
| Life insurance ($750k policy) | $1,000 – $1,300 |
Insurance must be confirmed before embryo transfer. This is frequently one of the "hidden" costs families don't anticipate.
6. Escrow & Financial Management
Escrow management fees: $2,000 – $2,500. Ensures funds are available before medical procedures, monthly compensation is distributed properly, reimbursements are tracked, and financial transparency is maintained.
7. Contingency & Variable Costs
Additional transfer attempts, travel changes, extended bed rest, unexpected medical events, and postpartum recovery considerations. We help families prepare for realistic scenarios — not just best-case ones.