Surrogate’s FAQs

Surrogacy FAQs
Clear answers to the questions women ask most—without repeating the full process or requirements.
For detailed qualifications, see Become a Surrogate.
For step-by-step timing, visit Surrogacy Process.
Who can become a surrogate?
You should be a healthy mother between 21 and 40 with at least one uncomplicated full-term birth. We also look for a stable home life, reliable transportation, financial stability (not applying due to hardship), and a commitment to a healthy pregnancy lifestyle.
See the full checklist on our Become a Surrogate page.
How much do surrogates get paid and timeline?
You set your own compensation and expense requirements; however, we provide a guide. Higher compensation is often based on factors such as having surrogacy-friendly insurance; no lost wages; successful experienced surrogate. Our surrogates typically earn $60k-$80k+
Pre-Pregnancy Fees:
- Bonus for successful completion of medical and psych screening,
- Contract signing with intended parents bonus,
- Medication start fee (Lupron),
- Embryo transfer fee.
Pregnancy Compensation:
- Base Compensation – paid each month following confirmation of fetal heartbeat
- Monthly Allowance – paid each month following confirmation of fetal heartbeat
- Maternity Clothing – paid starting 12th week of gestation
- Multiples Fee – paid starting 16th week of gestation
- Invasive Procedures Fee
- Plus Many More Categories of Payments
Expense Payments:
- Lost wages based on documentation of wages
- Travel by car paid at .71/mile
- Travel by air, train arranged and paid by AFS
- Hotel arranged and paid by AFS
- Childcare that is outside of regular childcare arrangements are paid
- Overnight pet care paid for your furry babies if overnight care required (up to $60/night for max 7 overnight stays)
Here at Advocates for Surrogacy we are very conscientious about expenses. We pay you prior to the expense so you will have the funds in hand and not you are not expected to front any surrogacy related costs.
Once you enter into an agreement with intended parents after successful screening, all monies due you under the terms of your agreement must be deposited in an escrow
account with a escrow company not affiliated with AFS. This is for your protection.
How long does the surrogacy process take?
Many journeys run about 16–24 months from application to delivery. Matching can be as quick as a few weeks depending on preferences and clinic scheduling. A step-by-step timeline is on our Surrogacy Process page.
Do I choose the intended parents?
Yes. You review profiles, meet by video, and only move forward if you say “yes.” The match advances when everyone agrees it’s the right fit.
What about legal protection?
You’ll have your own independent attorney (paid by the intended parents) to review and negotiate your contract. Escrow is funded and insurance verified before medical steps begin. The agreement covers compensation, decision-making, travel, bed rest, multiples, and more.
Will I have support during pregnancy?
Yes—our founder and head advocates are available 24/7 by phone, text, and email. You’ll also have monthly counseling check-ins and a personalized hospital plan so delivery day feels calm and organized.
What if I don’t have insurance?
We review your policy during screening. If it doesn’t cover surrogacy, the intended parents will purchase a surrogacy-friendly plan. (Medicaid cannot be used for surrogacy.)
How many embryos are transferred?
Most clinics recommend a single embryo transfer to reduce risk. Your physician’s guidance and your legal contract will outline the plan.
What happens after delivery?
We complete a postpartum check-in, close out escrow per the contract, and keep you connected with ongoing resources and community if you’d like.